I’m uninsured and living in New York. What are my health insurance options?
Thursday, June 5th, 2008
Every New Yorker is guaranteed the right to buy health insurance. New Yorkers cannot be discriminated against because of their health status or age. However, a pre-existing condition waiting period may be imposed on you for up to 12 months if you let your insurance lapse for more than 63 days. You should always make sure you have continuous health insurance coverage in order to avoid such a waiting period.
You have three basic options for obtaining health insurance as an individual other than employer or union plans in New York:
